Tag Archives: finances

Damn air conditioner!

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My dad once had to deal with an A/C issue and apparently had some words for it as he attempted to fix it. As a result my older brother’s first words were “damn air conditioner.” True story.

This morning we had to get a new A/C and I find myself saying those same words.

While it’s true that we knew we needed to plan for a replacement unit soon, we did not expect it to happen now. My crystal ball fails me.

The sickly ironic part was that we were having a conversation about our debt snowball last night. Shortly after that hubby went to lock up the house for the night and, from the hallway, I heard him say “oh, we have a problem.”

Immediately images of awful problems flooded my mind, such as well…a flood. Or a cat with a broken leg. Or another leaky light switch.

Crazy to think I was a little relieved to hear the A/C wasn’t cooling, huh? It wasn’t another flood and the cats were both fine. We are fine. Yes, we are. So it was set to the low 70’s and it was stuck running at 80. Not uncommon in Florida…our A/C units freeze up and need fluid often. But the line wasn’t cold like it should be, so there was some concern that it was bigger than a frozen unit that needed to thaw. The line wasn’t clogged so we had to wait to get the prognosis from the repair guy.

Of course, this was at 10:30 at night. And of course this was the night before hubby was going to be on shift for 24 hours beginning at 8am. And he is at the top of the order-in list, so chances were good that he would be ordered in for Friday making it a 48-hour shift. Of course. Of course I would have to deal with this on a day that he is on shift because nothing ever happens on the days that he is home and able to take care of it. *shaking fist*

He went into problem-solving mode and called our go-to A/C guy. He left a voicemail. Of course he wasn’t going to answer at 10:30 at night. Why would he?

So we turned off the unit and slept in an 80-degree house. It was lovely. *sarcasm dripping – or is it sweat?* Oh, sure, we opened windows…to let in some of the “cool” 78 degree September Florida air. We also brought box fans into the bedroom…to push the hot air around.

This morning at 6:30, hubby’s phone rang. It was the A/C guy. Thank god. He would stop by the office to get his tools and his truck and then he would be on his way. Now the dilemma for us was deciding who would stay home to let him in. Hubby decided he wanted to be present to hear what the guy said and decide what to do. Because chances are good that if he went to work there would be many things keeping from being able to talk to me about what was going on. It’s likely there would be a violent car crash, structure fire, and three codes in a row while I needed him on the phone…because Murphy loves that shit.

So hubby took care of it. Compressor failed…it’s 12 years old. He was good cop and I was bad cop as we discussed price. Tomorrow afternoon we will have a brand new unit installed. And, as a perk, we will get all new copper! Because the expense of the unit should be sweetened with this perk. Ah, the things we get excited about as homeowners. Now I only wonder if they will let us keep the old copper so we can sell it to help pay for the DAMN AIR CONDITIONER. 🙂

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It was just a Monday.

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Yesterday was just a Monday.  A crappy, typical hectic Monday, and yesterday was especially so.

It started Sunday afternoon when one of our credit card companies called us to say we missed a payment.  “What?  That can’t be.  We scheduled that payment through our bank.”  Long story short, we said we would look into it and get back to them.  Upon further inspection, we don’t know how it happened, but the payment didn’t go through.  There was no record of it being scheduled.  The downside of eBanking.

We agreed that hubby would call the credit card company back on Monday (yesterday) and get it all sorted out.

While at work, I received a call from hubby.  His words were: “I’m looking into it, but they have a note on our account that we are in bankruptcy.”  I was overcome with panic, anxiety, fear, anger…all at once.  To be clear…we are NOT in bankruptcy.  We were both pissed.  We have worked hard to keep our finances straight, and now this.  How did this happen?

After a brief conversation, he hung up to continue the round-robin of phone calls and threats involving the better business bureau to figure out what happened.

In the meantime, I called the mortgage broker to notify him because we are in the middle of a re-finance.  We can’t have that on our credit, and we needed him to know in case he was notified of all this.

Apparently, the guy who called on Sunday made the notation of bankruptcy on our account…complete with the name of a lawyer!  After hours of phone calls and being transferred from here to there and back to here to there…we think we have it corrected.

I will be writing a letter to the appropriate very-high-up-person at this credit card company to do some ‘splainin.’  Hubby gives the guy the benefit of the doubt and believes it was an honest mistake made by the guy who called him Sunday afternoon.  Perhaps he was going down his list of people to call and didn’t close out from our account and made their notations on our account.  It’s possible.   Humans make mistakes, but this was a MAJOR mistake which could have cost us (literally) if we hadn’t noticed.

I sincerely hope it has all been straightened out and that our credit is clear.  Still a little anxious about that.